Where to Even Begin:
Your Journey to Freedom Starts Here.
Ready to transform your relationship with money? Whether you’re an ambitious professional drowning in student loans, a business owner whose personal and business finances are completely tangled, or someone who just wants to finally get ahead with money – you’re in the right place!
I help driven individuals and entrepreneurs stop stressing about money and start building the debt-free life they’ve always wanted. Through proven financial coaching services and practical strategies, we’ll create your personalized roadmap to financial freedom – because your success stories matter more than your someday dreams!
1:1 Financial Coaching
Your Personal Path to Financial Freedom
Transform your finances with personalized guidance, accountability, and proven strategies. This isn’t just financial counseling – it’s your blueprint for lasting financial success.
Perfect If You’re:
- Ready to stop living paycheck to paycheck despite your good income
- Tired of wondering “where did all my money go?” every month
- Working through any of Dave Ramsey’s Baby Steps (emergency fund to wealth building)
- Overwhelmed by debt and need a clear plan to pay it off
- Successful in your career but struggling to build wealth
- Ready to finally take control of your financial future
How It Works:
Step 1: Discovery Session
We’ll dive deep into your current financial situation, identify what’s working (and what’s not), and clarify your goals.
Step 2: Your Custom Action Plan
Together, we’ll create your personalized roadmap including budget foundations, debt elimination, and savings goals.
Step 3: Regular Coaching Sessions
Ongoing support to implement your plan, overcome obstacles, and celebrate wins along the way.
Step 4: Financial Freedom
Watch your stress decrease as your confidence and bank account grow!
What’s my investment?
Coaching packages are customized based on your situation and goals. During your consultation, we’ll determine the best approach for your success.
Prefer a focused, one-time session? Try our Budget Deep Dive – a 90-minute intensive session to get your budget working and give you the clarity you need to move forward on your own. Learn more about Budget Deep Dive here.
What Clients Are Saying:
“Before, money felt like a prison, there was never enough to go to where it needed to go. And yeah, I also wasn’t using it for what I wanted to use it either. It felt like it wasn’t mine at all. Now it is tool for me to use to improve my life in multiple ways.”
Bethany B.
“Joy has been helping my husband and I have better conversations about our money goals, reframe the way we think about money, and to hold ourselves accountable to get where we want to go. I feel like with her help we are setting a strong foundation for our marriage and our family for generations to come. I love how she is kind and understanding – but then she will push you past your comfort zone and challenge you in new ways to take that next real step towards financial freedom. She’s a fantastic coach and person!”
Ashley. (via Google)
Small Business Coaching
Build a Profitable Business That Actually Pays You
Making decent revenue but not seeing it in your bank account? Or maybe you’re stuck in side-hustle mode and can’t seem to get your business off the ground? You’re not alone! Many talented entrepreneurs and service-based business owners struggle with tangled finances, inconsistent sales, and the constant stress of not knowing if their business is actually profitable or sustainable.

Do any of these sound like you?
How We’ll Transform Your Business:
Get Clear
We’ll look at your current situation – both the challenges and what’s already working – so we can build a strategy that fits your unique business.
Create Systems
Whether that’s separating business and personal finances, establishing consistent sales processes, setting healthy boundaries, or building the infrastructure you need to scale.
Ongoing Support
Your coach will be right there with you as you implement your new systems, overcome obstacles, and build the profitable, sustainable business you deserve.
What Clients Are Saying:
Joy is both knowledgeable and professional. She takes the time to answer every question with clarity and explains things thoroughly. Her expertise has helped us manage our budget more efficiently and effectively. She has truly been a tremendous blessing to our church.
Christina
Pastor
“Joy being my financial coach is a blessing! I feel fortunate to have found a coach who understands me and can guide me. She is very patient and as a result of her coaching I have transformed my relationship with money. I have hope and peace that was not there before being coached by Joy.”
Erin M.
Registered Dietitian
Additional Services & Programs
Ready for something different? I offer several other ways to get the financial support you need:
👥 Financial Support Groups
Join our monthly group coaching community for ongoing accountability and encouragement at an affordable price point.
🎯 Career Coaching
Strategic career guidance to accelerate your income and align your work with your values.
📚 Financial Freedom Workshops
Engaging workshops for churches, businesses, and organizations ready to help their people win with money.
🌟 Coach Apprentice Program
For new financial coaches ready to build a thriving practice in 6 months.
Frequently Asked Questions

Ready to Stop Stressing and Start Succeeding?
Your financial freedom journey starts with a single conversation. Let’s talk about where you are, where you want to be, and create your personalized plan to get there.
During your free consultation, we’ll:
- Review your current financial situation
- Identify your biggest obstacles and opportunities
- Clarify your goals and timeline
- Determine the best coaching approach for your success
- Answer any questions you have about working together
- You don’t have to figure this out alone. You’ve got this – and I’ve got you!
Ready to transform your financial stress into financial success? Let’s make it happen!
