Ready to Stop Feeling Overwhelmed and Start Taking Control?
Your 30-minute consultation is completely free – no strings attached, no pressure, just clarity on your next steps toward financial freedom.
What to Expect in Your Consultation
✨ Assess Your Current Situation
We’ll review where you are now and identify what’s been keeping you stuck.
✨ Clarify Your Financial Goals
Get clear on what you really want to achieve and what success looks like for you.
✨ Explore If Coaching Is the Right Fit
Determine whether coaching is the right investment of time and money for your situation and goals.
✨ Experience My Coaching Style
Get a feel for how I work so you can decide if we’re a good match to work together.
Choose Your Coaching Focus
💰 Personal Financial Coaching
Perfect if you’re ready to tackle debt, create a budget that works, build your emergency fund, plan for major financial goals, or navigate wealth-building decisions like investing and retirement planning.
🏢 Small Business Coaching
Ideal if you’re a business owner who needs to untangle personal and business finances, get a small business off the ground, increase profitability, improve time management and work-life balance, or get your money systems working smoothly.
Meeting Options
🏠 Virtual Consultation
We’ll meet via Zoom from the comfort of your home or office.
☕ In-Person in Temecula
Let’s grab coffee and chat! I meet clients at a local coffee shop in Temecula, CA.
You’ll choose your preferred meeting style when you book your appointment.
How to Prepare for Your Session
Before We Meet:
- Think about your biggest money frustration right now
- Consider what “success” looks like for you
- Gather any specific questions you’d like to discuss
Important Appointment Details:
- Someone from my team may reach out 48 hours before your appointment to confirm. Please respond promptly to keep your time slot!
- For virtual meetings: Connect from a laptop or tablet if possible (makes it easier to share screens and review materials together)
What to Bring:
- A notepad (you’ll want to write things down!)
- Your questions and goals
- Your belief that change is possible (because it absolutely is!)
Duration: 30 minutes of focused time together
What Others Say About Coach Joy
From her Ramsey Preferred bio to her website, I knew from my first introduction to Joy that she would be the kind of coach I needed: faith-focused, positive, straightforward, and well-versed in life’s nitty-gritty details. Through the past six months of financial coaching, Joy has walked beside me through many of life’s trials and blessings. Each session gives me actionable steps to keep building a solid future for my family and finances. Thank you, Joy! 🙂
Sarah M.
I really appreciated Joy’s non-judgmental approach as she listened intently to my concerns and immediately offered helpful advice. I felt very comfortable sharing my financial situation with her and always felt she wanted to help. She provided encouragement and was willing to walk me through fine tuning my monthly budget to maximize my chances at financial success. I truly appreciated all of her help and would highly recommend her to anyone. Thank you, Joy, for bringing me some financial joy!
Jeremy H.
Joy is amazing. Both as a career coach and financial coach. She’s very easy to talk to. She handles everything with the utmost care and respect. Talking about finances and credit card debt can feel very embarrassing and shameful but she is so respectful and so caring. She has great ideas and knows her stuff really well. I would HIGHLY recommend Joy for both financial and career coaching.
Laurie C.
Frequently Asked Questions
Is this consultation really free?
Absolutely! No credit card required, no hidden fees. I believe everyone deserves to know their options.
What if I’m not ready to hire a coach?
No problem at all! You’ll still get valuable insights and next steps. There’s zero pressure to work together beyond this consultation.
How soon can I get an appointment?
Most consultations can be scheduled within a few days. You’ll see my real-time availability when you book.
What if I need to reschedule?
Life happens! Just give me 24 hours notice and we can easily reschedule.
Do you work with people outside of California?
Yes! I work with clients virtually from anywhere. In-person meetings are only available in the Temecula area.
Other Ways to Reach Me
Email: joy@debtfreejoy.com
Phone: 1-760-556-8688 (call or text)
Response time: I typically respond within 24 hours on business days.
Ready to Take the First Step?
Choose the coaching focus that fits your needs and let’s get you scheduled! Your future self will thank you for taking action today.
Questions? Just email me at joy@debtfreejoy.com – I’m here to help!