Smart Money for Entrepreneurs & Professionals
Quit Losing Sleep Over Money and Start Creating Success Stories Instead of Someday Stories
I help driven entrepreneurs and professionals stop losing sleep over money, take ownership of their finances, and create success stories instead of someday stories. Through proven coaching, practical strategies, and judgment-free guidance that actually work in real life.
REAL LIFE. REAL SOLUTIONS. REAL RESULTS.
Your Journey to Freedom Starts Now.
Whether you’re finally ready to create a budget that sticks, pay off debt for good, build your emergency fund, or figure out how to make your business actually profitable – I’m here to help you go from financial overwhelm to financial peace. No shame, no judgment, just clear plans and ongoing support. No more lying awake worried about money, collectors, or whether you’ll ever afford that house. Just the relief that comes with being in control.
Get Clear
We’ll look at your current situation – both the challenges and what’s already working – so we can build a strategy that fits your unique goals and lifestyle.
Create Systems
Whether that’s creating a budget that actually works, building your emergency fund, creating a debt payoff plan, or finally separating your business and personal finances.
Ongoing Support
Your coach will be right there with you as you implement your new systems, overcome obstacles, and achieve the financial freedom that’s always been just out of reach.
Featured on “The Ramsey Show”
Coach Joy Paid off $106,000!
New here? Start here!
You don’t need a perfect plan.
You need a starting point.
Welcome to the 3-Day Money Reset
The 3-Day Money Reset is a free mini audio course to help you get unstuck! If you’re ready to start taking back control of your money, this course is for you.
No spreadsheets. No pressure. Just three calm, guided days that change how you feel about your money. And the best part? You can start today!
How to Create a Budget That Works in Real Life
Overwhelmed at the idea of creating your first budget? Sure that budgets will never work for you? Here’s my detailed guide to creating a budget that actually works.
Ready for Coaching? Start Here
Ready to stop going it alone? Let’s chat about your goals and create a personalized plan to get you there. Book your free consultation to discover how coaching can help you finally achieve the financial freedom you’ve been working toward. We take appointments online and serve clients nationwide.
“Having Joy as a financial coach really helped us to reexamine how and when we are spending. She walked us through a realistic roadmap to help us reach our financial goals. We TRULY recommend Joy Hunt and her wonderful wisdom!”
Anna T.
Ways we can work together
Coaching That Fits Your Life
Whether you’re ready to dive deep with personalized one-on-one guidance, prefer the energy and accountability of a supportive group, or need help untangling your business finances, there’s a path that’s right for you.
1:1 Financial Coaching
Get personalized guidance to tackle your biggest money challenges. From debt elimination to wealth building, we’ll create a plan that fits your unique situation and goals.
Learn more about 1:1 Coaching.
Financial Support Groups
Join our community of like-minded people for ongoing accountability, encouragement, and proven strategies that help you stick to your financial goals.
Learn More About Financial Support Groups.
Small Business Coaching
Finally separate your business and personal finances, pay yourself consistently, and build a profitable business that actually supports your life.
Learn More About Small Business Coaching.
Ready to take the next step? Let’s find the perfect fit for your journey to financial freedom.
From the Coach’s Corner:
What’s the Best Thing to Do with My Tax Refund?
(And key questions to consider) You just filed, and there it is—a refund. Maybe $2,000. Maybe $5,000. Maybe more. (If this isn’t your situation, and…
Tax Season Can Be Stressful. Here’s How to Make it Easier Next Year.
It’s that time again. You’re sitting at your desk with a pile of documents—receipts, statements, forms you’ve been collecting all year. You’re grateful for the tax prep you did do, but realizing you have some gaps too.
Great Salary & Stressed Out? 6 Reasons You’re Still Losing Sleep
How lifestyle inflation and poor systems waste high incomes You make great money. Each month, you put money in savings and retirement, but your chest…
December Finance Bingo: Win Prizes While Building Better Money Habits
Ready to finish 2025 strong? I’m excited about our December Finance Bingo Challenge – a fun, interactive way to build better money habits while having the chance to win some awesome prizes!
Follow @DebtFreeJoy on Instagram
Hi there! If you`re new here (or you`ve wondered what makes me stand out)…
One of my coaching passions is building systems that protect what matters.
Not systems that assume everything will go smoothly. Systems built for real weeks—the ones with car repairs, sick kids, and slow months at work.
A system that only works when life is easy isn`t much of a system. The goal is something that holds up when it isn`t.
#FinancialPeaceUniversity #RamseyCertified
My client T & their family experienced some setbacks recently.
Instead of giving up, they kept coming back to their plan.
And because they kept showing up, they paid off $50k+ in IRS debt and are on track to finish paying off their credit cards by January 2027!
Consistency was never about being perfect. It was about coming back. So proud of the rhythm this family has built. CONGRATULATIONS!
#DebtFreeJourney #GetOutOfDebt
Are you ready to be done being a slave? #freedom #budgettips #budget #babysteps #money #personalfinance #financialpeace #start #motivation #success #mindset #debtfree #debtfreelife
A pivot isn`t starting over. It`s choosing reality, looking at your numbers, adjusting your budget if you need to, and picking the plan back up where you left it.
If a week or a month went sideways, you don`t need a brand new system. You need ten honest minutes to look at where things stand and decide the next right step.
#MoneyCoach #FinancialCoach
#budgetreset #budgeting101
You hit a milestone. Paid something off. Finally built a little breathing room.
And then, without really deciding to, you loosen up. A few extra takeout orders. A subscription you forgot to cancel. Nothing dramatic. Just drift.
If that sounds familiar, you`re not doing it wrong. You`re human. The goal isn`t to never drift. It`s to build something that catches you when you do.
#FeelingStuck #MoneyCoach #DebtFreeJourney
Myth: If you need to adjust, the plan wasn`t working.
Truth: Every plan needs adjustments. That`s not a flaw in the system. It`s part of it.
The plans that actually work long-term are the ones built with pivots in mind, not the ones that assume you`ll never need one.
#FeelingStuck #GetOutOfDebt
How to Build a Church Budget: Expert Tips from Pastor Brian Bush Link in Bio. #Podcast #PastorsAndMoney #Finance #FaithAndFinance #churchbudgets #churchfinances @BBushTN
Are you currently saving for retirement? #you`vegotthis #moneytips #money #personalfinance #investing #retirement #financialpeace #motivation #budgettips
You meant to check your budget last week. Then this week. It`s been almost a month.
Maybe it`s because you got sideways due to life, maybe you just stopped following your plan, or maybe you lost a job, but the point is that you don`t have to toss out your budget and fly by the seat of your pants. You can pick it back up, rework the numbers, and be back on track in an afternoon. Today`s a great for that!
And remember, that gap doesn`t erase the progress you made before it. It just means it`s time to sit back down with your numbers, no guilt required.
#FeelingStuck #DebtFreeJourney
Feeling financially stressed even though your income looks good on paper? The Smart Money Audit is a free workbook and guided audio walkthrough that helps you see your complete financial picture, income, savings, expenses, debt, and net worth, all in one place. Visit https://debtfreejoy.com/smart-money?utm_campaign=coschedule&utm_source=instagram&utm_medium=debtfreejoy&utm_content=September%20DFJ%20Campaign to get started, or reach out to schedule a consultation.
#MoneyCoach #DebtFreeJoy #SmartMoneyAudit #Budgeting
Hi there! If you`re new here (or you`ve wondered what makes me stand out)…
One of my coaching passions is building systems that protect what matters.
Not systems that assume everything will go smoothly. Systems built for real weeks—the ones with car repairs, sick kids, and slow months at work.
A system that only works when life is easy isn`t much of a system. The goal is something that holds up when it isn`t.
#FinancialPeaceUniversity #RamseyCertified
You can be earning more than you ever have and still feel like you`re behind. That`s not a math problem. It`s usually a clarity problem.
Income tells you what`s coming in. It doesn`t tell you where you actually stand. Without seeing the full picture, savings, expenses, debt, and net worth together, it`s easy to feel stressed even when things are technically fine on paper.
Getting clear on the full picture is the first real step toward feeling in control again. The Smart Money Audit is a free way to see that full picture. Link in bio.
#MoneyCoach #FeelingStuck #FinancialCoach
